Be Money Smart - Learn Financial Literacy

Drawing on a national study of student-borrowing patterns the author finds that racial and ethnic minorities are not only more likely to borrow than their white and upper-class peers but are less likely to graduate and go on to graduate school.

If you are a young person, and you work hard enough, you can get a college degree and set yourself on the path to a good life, right?   Not necessarily, says Sara Goldrick-Rab, and with Paying the Price, she shows in damning detail exactly why. Quite simply, college is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it.